Fund Hold

Payload

Field	Type	Description
eventId	String	Unique Event Identifier
eventCd	String	Event Type
timestamp	String	Time of the Queue Entry
payload	Object	Payload Object with the Details about the fund transaction
payload.amount	Number	Transfer amount
payload.transactionId	String	Unique id of transaction
payload.statusReason	String	Documentation Incorrect- Bank Account Statement Upload, KYC
payload.reasonCode	String	Mentioned in the table below
payload.paymentStatus	String	HOLD
payload.custId	String	Unique Customer Identifier

{  
  "eventId": "69ca71a4-e07b-4b5b-8b2c-e8e086634d45",  
  "eventCd": "fund.hold",  
  "timestamp" : "2022-12-10T09:27:32.316Z",  
  "payload": {  
        "amount": 195114.34,  
        "transactionId": "5ccab76b-9b47-4fa1-86e8-4d9db2fb6ebf",  
        "statusReason": “Documentation Incorrect- Bank Account Statement Upload, KYC”,  
        “reasonCode”: “”,  
        "paymentStatus": “HOLD”,  
        "custId" : "fcdd0bdb-10a8-440a-8c43-d79a5fcaf52e"  
  }  
}

Status Reason

Reason Code	Status	Reason Message
STOF0018	HOLD	Name of customer should match with the name on the bank statement provided
STOF0020	HOLD	Please provide one year Bank Statement including the debit of US portfolio investments.
STOF0021	HOLD	As per guidelines, If the txn is originating from newly opened bank account, customer should also upload any other bank account with 1 year relationship where source of funds are established.
STOF0022	HOLD	Source of funds should always be from own earnings and not borrowed from husband/ wife/ parents. If in such cases, a declaration letter should be shared by Remitter/ Parent/ guardian/ husband who ever is supporting for transaction.
STOF0036	HOLD	Other